#AlwaysThereForYou

Personalised solutions for your unique health and wealth journey

Empowering You with Comprehensive Insurance Solutions, Backed by Expertise and Unmatched Support.

Expert guidance in navigating medical aid schemes, helping you make informed choices and optimise your plan for peace of mind and financial well-being.

HEALTH

Our expert Wealth Advisors are dedicated to helping you achieve your financial goals and secure your financial future. 

WEALTH

Our Insure team are your trusted allies in the world of short-term insurance. Let us take care of your personal and commercial needs.

INSURE

Innovative and tailored programmes designed to increase Employee Wellbeing, Job Satisfaction and Personal Development.

BUSINESS SOLUTIONS

CureClub Membership

Join 2600 other people already getting the most from our expert advisors and consultants!

Personal Health Advisor

Our team of experienced advisors is dedicated to your well-being, providing personalised guidance and support every step of the way.

Claims Support

No more time or money wasted on your claims! With our expertise team of Claims Specialists, you can rest easy knowing your claims are in the right hands.

Our team is here to provide the support you need. Our compassionate and highly trained health consultants and nurses are just a phone call away.

24 Hour Health Advice

Chronic Applications

Guidance and Support with your Chronic Applications from our expert team so that you don’t lose money on your Chronic Claims.

31 Years

In Business

31,500

Claims handled

20,555

Active Members

4.9

Average Google Rating

Get the right cover for your unique needs

We specialize in delivering tailor-made advisory services, crafting personalized insurance solutions to meet the unique needs and circumstances of each individual, ensuring comprehensive and effective coverage.

Fill out our form

Start by giving us your basic info and needs

Speak to a consultant

We get to know you better to personalise our service

Choose your solutions

We provide bespoke solutions to your needs

Rest easy

Sit back while we take care of everything else

Trusted by people just like you

Frequently asked questions

Click here to watch our video on working with an Independent Advisor!

An Independent Adviser works for you, and not for an insurance company. This means, we provide you with expert guidance and recommendations based on your specific needs, ensuring you select a plan that suits your budget and healthcare requirements.

We offer you unbiased advice with no incentive to push one provider’s products over another’s. We provide impartial advice and focus solely on what’s best for you. #alwaysthereforyou

Click here to watch our CureClub video!

Our CureClub servicing team offers specialist support when you need it most. Our inhouse Claims Specialists, Chronic Application and 24/hr Health Support team are always available to guide you through the tedious and often challenging process of dealing with Medical Aid Providers.

Cost Savings: Advisors with expertise in medical aid and insurance can help you identify cost-effective coverage options that align with your needs. They can also identify potential overlaps in coverage, eliminating unnecessary expenses.

Integrated Financial Planning: We can create a unified financial plan that considers all aspects of your financial life, including healthcare, insurance, and wealth accumulation. This ensures that each component of your financial strategy aligns with your overall goals and objectives.

Efficient Resource Allocation: By having a single advisory team overseeing your medical aid, insurance, and wealth management, you can optimise the allocation of your financial resources. This ensures that your budget is allocated efficiently to meet your healthcare needs, protect against risks, and grow your wealth simultaneously.

Peace of Mind: Knowing that a team of experts all under one roof is managing your financial affairs comprehensively can provide peace of mind. It can reduce stress associated with financial decision-making and help you feel confident that you are on the right path toward achieving your financial objectives.

Click here to watch our gap cover video!

Gap cover is essential even if you have medical aid because it provides crucial financial protection against the often substantial shortfall between what your medical aid covers and the actual cost of medical treatments.

While medical aid schemes can cover a portion of your medical expenses, they may not fully cover all specialist fees, hospital charges, or high-cost procedures. Gap cover acts as a supplementary insurance, bridging the gap between what your medical aid pays and what you owe, preventing unexpected and potentially crippling out-of-pocket expenses. Having gap cover ensures that you can access the best possible medical care without the burden of excessive financial strain, allowing you to focus on your health and well-being instead of worrying about mounting medical bills.

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Guides for your future

Insights from industry experts

Discovery Health vs BestMed: A complete review of plan types, benefits and savings
8 of the best Medical Aids to join in South Africa.
Medical Aid : 4 simple factors to consider when selecting the right plan
Finance Management: Our Top 4 Easy Tips

Have you ever wondered what a ‘PMB’ is?

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