Bonitas

Medical Aid special benefits:

• Bonitas reports 7,065 network GPs and 4,861 network specialists (Bonitas Integrated Report, year ended 31 December 2025).
• Good range of managed care programmes to provide members with support and ensure effective management of costs.
• Inclusion of Lasik eye surgery, dentistry and optometry on select Bonitas plans.

Learn more about their plans by clicking here

Bonitas Medical Aid plans

BonComprehensive

This plan is suited for individuals requiring extensive medical cover. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 150%.

Co-payments are applied for spinal surgery if the back and neck programme is not used, for MRI and CT Scans as well as for certain joint replacements and cataract surgery if designated service provider not used. Day to day claims are payable from savings, a self payment gap and then from additional benefits.

BonClassic

The BonClassic option is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice with in-hospital specialist bills paid at 100%.

A short list of co-payments is applied e.g. for spinal surgery if the back and neck programme is not used, for certain joint replacements and cataract surgery if designated service provider not used, for MRI and CT Scans etc. Certain day to day claims are paid from savings whilst others are payable from separate risk benefits.

BonComplete

This plan is suited for families requiring comprehensive medical cover. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%.

A short list of co-payments is applied e.g. for spinal surgery if the back and neck programme is not used, MRI & CT Scans, for certain joint replacements and cataract surgery if designated service provider not used etc. Day to day claims are payable from savings, a self payment gap and then from additional benefits.

BonSave

The BonSave option is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of in-hospital procedures. Joint replacements are only covered in the case of acute injury (Prescribed Minimum Benefits only). Day to day claims are paid from available savings.

BonFit Select

The BonFit Select option is suitable for young families and individuals. It offers unlimited hospital cover at a network of hospitals with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of in-hospital procedures and there is no benefit for in-hospital dentistry and non-PMB back and neck surgery. Joint replacements are only covered in the case of acute injury (Prescribed Minimum Benefits only). Certain day to day claims are paid from savings whilst others are payable from separate risk benefits. No benefit for specialised dentistry.

Standard & Standard Select

The Standard option is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice or if selecting the Select option, through a hospital network, with in-hospital specialist bills paid at 100%.

A short list of co-payments is applied e.g. for spinal surgery if the back and neck programme is not used, for certain joint replacements and cataract surgery if designated service provider not used, for MRI and CT Scans etc. Day to day claims are paid from a defined benefit pool with a separate benefit for GP consultations, optometry, dentistry and specialised radiology.

Primary & Primary Select

The Primary option is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice or if selecting the Select option, through a hospital network, with in-hospital specialist bills paid at 100%.

Co-payments are applied to a comprehensive list of in-hospital procedures. Joint replacements are only covered in the case of acute injury (Prescribed Minimum Benefits only). Day to day claims are paid from defined annual limits.

Hospital Standard

This hospital plan is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%.

Co-payments are applied to a comprehensive list of in-hospital procedures. Joint replacements are only covered in the case of acute injury (Prescribed Minimum Benefits only). Provides some benefits for maternity and preventative care.

BonEssential & BonEssential Select

This hospital plan will suit young healthy individuals. It offers unlimited hospital cover at a hospital of choice or if selecting the Select option, through a hospital network, with in-hospital specialist bills paid at 100%.

Co-payments are applied to a comprehensive list of in-hospital procedures. Joint replacements are only covered in the case of acute injury (Prescribed Minimum Benefits only). Apart from some preventative care and maternity benefits no other cover for day to day claims is provided.

BonCap

BonCap is an entry level capitated network plan which is affordable and ideal for low earning individuals. A comprehensive list of in-hospital exclusions apply and ALL treatments are subject to network providers and network protocols.

Lifestyle Programme

Sanlam Reality is a lifestyle and rewards programme available to members of Bonitas Medical Fund. Sanlam Reality members get special offers on selected Sanlam products, save money on wellness, travel and entertainment, and are rewarded for financially responsible behaviour by earning tier points.

Click here to speak with one of our Advisors to explore whether Bonitas is the correct option for your unique medical aid needs