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Empower your business with tailored employee benefits
Transform your business with our Employee Benefits, Commercial Short-term Insurance and Employee Engagement solutions.
Explore our comprehensive Employee Benefits Guide – A concise yet powerful overview of the ongoing support we offer to help you thrive both personally and professionally.
Tailor-made Solutions for your Business
Employee benefits
Our Employee Benefit Specialists create tailored EB portfolios to meet your business’s unique needs, focusing on staff health, financial well-being, and long-term strategic goals. We’re here to help you develop your employee benefits strategy and find the best EB solutions for your business and employees.
- Medical Aid
- Retirement Savings Funds (provident and pension funds)
- Disability Insurance Benefits
- Dreaded Disease Benefits
- Group Life Insurance Benefits
- Funeral Schemes
- Income Protector
Commercial short-term insurance
We understand that every business is unique, which is why we offer personalized insurance solutions tailored to your specific needs. No matter what industry you’re in, our advisors will work closely with you to assess your risks and find the perfect coverage that fits your requirements.
- With our access to multiple insurance companies, you gain access to a comprehensive range of insurance options.
- Our advisors will assist you when comparing policies, ensuring you make an informed decision that offers maximum value for your investment.
- Say goodbye to confusing paperwork and endless phone calls - our experienced service department streamlines the entire insurance process, making it quick and hassle-free.
- Don't settle for one-size-fits-all insurance coverage when you can enjoy the benefits of our commercial short-term insurance advisors with access to multiple insurance companies.
- Protect your business today and secure its future!
Employee engagement consulting
Are you a small to medium-sized company looking to enhance your performance management and employee engagement? Look no further! Our consulting company specialises in just that.
With our deep knowledge and expertise in performance management and employee engagement, we understand the unique challenges faced by small to medium-sized companies. We offer tailored solutions designed to unlock the full potential of your workforce and drive business growth.
- Our team of experienced consultants will work closely with you to assess your current strategies and identify areas for improvement.
- Through our comprehensive approach, we will help you establish clear performance metrics, implement effective feedback systems, and create a culture of continuous improvement.
- By fostering employee engagement and motivation, we aim to increase productivity, reduce turnover, and ultimately boost your bottom line.
- We believe that every employee plays a vital role in the success of your business. That's why we prioritise building strong relationships with both management and staff.
- We are committed to providing exceptional customer service, timely support, and ongoing communication to ensure your satisfaction throughout the engagement process.
Together, we can create a workplace where both your employees and your company thrive.
Frequently asked questions about business medical aid solutions
What is group medical aid and how is it different from individual cover?
Group medical aid is a scheme arrangement where an employer enrols employees as members. Employees usually pay a portion of the contribution and the employer pays the rest. Group arrangements often qualify for lower contribution rates than individual membership and may waive certain waiting periods or late joiner penalties. The employer becomes the broker's contact point for administration.
What size does my business need to be for group medical aid?
Most South African medical schemes accept group arrangements from as few as one employee, though pricing benefits typically start to apply at 10 or more employees. Larger groups (50+) often qualify for additional negotiation on contribution rates, benefit options and onboarding administration. Curemed can advise on which schemes accept which group sizes.
Can employees on group medical aid choose different plans?
Yes. Most South African schemes allow employees on the same group arrangement to select different plan options based on their individual or family needs. Some employer arrangements set a minimum plan that all employees must take, with employees able to upgrade at their own cost.
What other employee benefits does Curemed advise on?
Beyond medical aid, Curemed advises on group gap cover, group life and disability cover, group funeral cover, retirement annuities, and employee wellness programmes. These can be packaged into a single employee benefits offering for the business.
Does Curemed help with employee onboarding and ongoing administration?
Yes. Curemed's CureClub service handles enrolment paperwork, plan changes, claims queries, chronic medicine applications and authorisations for group members. The employer's HR team has a single account contact rather than dealing with each scheme directly.