Strategically grow wealth by diversifying investments for higher returns while managing risk.
Investment Planning
Ensure financial security in retirement by estimating needs, saving, and investing in retirement accounts.
Retirement Planning
Business insurance is a financial safeguard that protects companies from various risks and liabilities.
Business Insurance
Legal document specifying asset distribution after death, reducing conflicts and ensuring wishes are honored.
Will & Testament
Regularly set aside income for future goals or emergencies, often through savings accounts or investments.
Savings
Strategy for managing assets, ensuring your family can continue with their lifestyle & facilitating wealth transfer.
Estate Planning
Employer-provided perks like medical aid/health insurance, retirement plans & risk benefit options to enhance compensation.
Employee Benefits
Insurance products providing financial protection incase of death, disability or sickness that can offer you peace of mind.
Life & Risk Cover
Unlock the life you've always dreamed of
Step-by-Step Financial Planning for you life’s journey. Take control of your income, expenses, and investments with a strategic financial plan, empowering you to achieve your life goals.
The Financial Planning process you can expect on our journey together
An Asset-Map Report is a visual experience that displays all of a household’s members, entities, financial assets, liabilities, cash-flows, and insurance policies. This provides our advisors with a straight-forward way to quickly address gaps in a financial plan as well as uncover new opportunities to elevate our clients’ condition.
Asset Map - Your Full Financial Picture
Frequently asked questions about wealth advisory
What does Curemed's wealth advisory cover?
Curemed's wealth advisory covers personal financial planning, retirement planning (retirement annuities, preservation funds), investment portfolios, tax-efficient structures, estate planning and risk cover such as life and disability insurance. The advice is integrated with your medical aid and short-term insurance arrangements so the overall plan is coherent.
Why work with a holistic adviser instead of separate specialists?
A holistic adviser sees your medical aid, gap cover, short-term insurance and wealth picture together. That makes it easier to spot duplicate cover, identify gaps, and align decisions across products. For example, the right level of life cover often depends on what your medical aid and gap cover already pay out in a serious health event.
Is Curemed regulated to provide financial advice?
Yes. Curemed Health and Wealth Consultants is a licensed financial services provider with the Financial Sector Conduct Authority (FSCA, FSP 44098) and is authorised to provide advice and intermediary services in terms of the FAIS Act 37 of 2002.
How is the wealth advisory service charged?
Wealth advisory fees are governed by the FAIS Act and are disclosed in writing before any advice is acted on. Different product categories have different fee structures (e.g. ongoing investment management fees, once-off planning fees). Your adviser will explain the relevant fees that apply to your specific recommendations.