#AlwaysThereForYou
Personalised solutions for your unique health and wealth journey - medical aid broker

Expert guidance in navigating medical aid schemes, helping you make informed choices and optimise your plan for peace of mind and financial well-being.
HEALTH
Our expert Wealth Advisors are dedicated to helping you achieve your financial goals and secure your financial future.
WEALTH
Our Insure team are your trusted allies in the world of short-term insurance. Let us take care of your personal and commercial needs.
INSURE
Innovative and tailored programmes designed to increase Employee Wellbeing, Job Satisfaction and Personal Development.
BUSINESS SOLUTIONS

CureClub Membership
Join 2600 other people already getting the most from our expert advisors and consultants!

Personal Health Advisor
Our team of experienced advisors is dedicated to your well-being, providing personalised guidance and support every step of the way.
Claims Support
No more time or money wasted on your claims! With our expertise team of Claims Specialists, you can rest easy knowing your claims are in the right hands.
Our team is here to provide the support you need. Our compassionate and highly trained health consultants and nurses are just a phone call away.
24 Hour Health Advice
Chronic Applications
Guidance and Support with your Chronic Applications from our expert team so that you don’t lose money on your Chronic Claims.
34 Years
In Business
31,500
Claims handled
20,555
Active Members
4.7
Average Google Rating

Get the right cover for your unique needs
We specialize in delivering tailor-made advisory services, crafting personalized insurance solutions to meet the unique needs and circumstances of each individual, ensuring comprehensive and effective coverage.
Fill out our form
Speak to a consultant
We get to know you better to personalise our service
Choose your solutions
We provide bespoke solutions to your needs
Rest easy
Sit back while we take care of everything else
Trusted by people just like you
Posted on Google Lecia WebberTrustindex verifies that the original source of the review is Google. Adriaan was fantastic to work with. I really appreciated his honesty and expertise throughout the entire sign-up process. He explained the financial aspects clearly and made everything easy to understand. Overall, I am very happy with the experience.Posted on Google Lourizza KrugerTrustindex verifies that the original source of the review is Google. Excellent service being delivered and also very understanding will recommend this service provider to allPosted on Google maria arminda matos monteiroTrustindex verifies that the original source of the review is Google. Christopher is a star. He is always attentive to any questions asked, provids the correct information. The service is also very fast. He surely is a great asset to your company. Thank you all.Posted on Google Dr Alet KrugerTrustindex verifies that the original source of the review is Google. Excellent and professional service - thank you very much!Posted on Google Xirimbi BaloyiTrustindex verifies that the original source of the review is Google. Excellent service, Keep it up!!Posted on Google Deon NaidooTrustindex verifies that the original source of the review is Google. Had best experience with Curemed, in which the consultant Ruben guided me through the process and choosing the right plan to suite my needs, the pricing is affordable depending on your needs and wantsPosted on Google Lume SchermanTrustindex verifies that the original source of the review is Google. No help, no support and no communication is provided to you as a client. By far the worst service I've ever received. Been struggling for over a week now, and still no progress. I get emails from my medical aid regarding claims and try to find out what is going for what from my broker. I pay a monthly fee to receive help and support from my broker which I don't receive. So what is the use??? I am beyond frustrated with this situation!! If I could give 0 stars I would, but in order to submit a review, I have to give a star rating.Posted on Google Reinette RaubenheimerTrustindex verifies that the original source of the review is Google. Amazing professional service!Posted on Google Ereeza TitusTrustindex verifies that the original source of the review is Google. Excellent Service - So quick and easy! I didn't have to do a thing - my consultant Brendan was very helpful
Award-winning advisory
Recognised by South Africa's leading medical schemes
Frequently asked questions
What is the benefit of working with an independant advisor?
Click here to watch our video on working with an Independent Advisor!
An Independent Adviser works for you, and not for an insurance company. This means, we provide you with expert guidance and recommendations based on your specific needs, ensuring you select a plan that suits your budget and healthcare requirements.
We offer you unbiased advice with no incentive to push one provider’s products over another’s. We provide impartial advice and focus solely on what’s best for you. #alwaysthereforyou
Why should I sign up to CureClub?
Click here to watch our CureClub video!
Our CureClub servicing team offers specialist support when you need it most. Our inhouse Claims Specialists, Chronic Application and 24/hr Health Support team are always available to guide you through the tedious and often challenging process of dealing with Medical Aid Providers.
What are the benefits of working with a Holistic Advisory?
Cost Savings: Advisors with expertise in medical aid and insurance can help you identify cost-effective coverage options that align with your needs. They can also identify potential overlaps in coverage, eliminating unnecessary expenses.
Integrated Financial Planning: We can create a unified financial plan that considers all aspects of your financial life, including healthcare, insurance, and wealth accumulation. This ensures that each component of your financial strategy aligns with your overall goals and objectives.
Efficient Resource Allocation: By having a single advisory team overseeing your medical aid, insurance, and wealth management, you can optimise the allocation of your financial resources. This ensures that your budget is allocated efficiently to meet your healthcare needs, protect against risks, and grow your wealth simultaneously.
Peace of Mind: Knowing that a team of experts all under one roof is managing your financial affairs comprehensively can provide peace of mind. It can reduce stress associated with financial decision-making and help you feel confident that you are on the right path toward achieving your financial objectives.
Why do I need gap cover if I already have medical aid?
Click here to watch our gap cover video!
Gap cover is essential even if you have medical aid because it provides crucial financial protection against the often substantial shortfall between what your medical aid covers and the actual cost of medical treatments.
While medical aid schemes can cover a portion of your medical expenses, they may not fully cover all specialist fees, hospital charges, or high-cost procedures. Gap cover acts as a supplementary insurance, bridging the gap between what your medical aid pays and what you owe, preventing unexpected and potentially crippling out-of-pocket expenses. Having gap cover ensures that you can access the best possible medical care without the burden of excessive financial strain, allowing you to focus on your health and well-being instead of worrying about mounting medical bills.

Ready to stop scrolling
and find the right solution?

Guides for your future
Insights from industry experts
Have you ever wondered what a ‘PMB’ is?
Speeding up your Authorisation process

You may also be interested in
Curemed offers a full range of financial advisory services across South Africa.
