Medihelp

The Medihelp medical aid scheme is one of the top five open medical aid schemes in South Africa, with more than 200,000 members. Medihelp has a consistent AA- Global Credit Rating and a solvency ratio that’s well above industry requirements. It recently rated first in the South African Customer Satisfaction Index for medical schemes. The average age of Medihelp’s customer base is 37. This contributes to a healthy risk pool. Medihelp members enjoy a free online wellness programme (HealthPrint), and digital platforms make it easy to manage claims, authorisations, tax certificates and profile details. They want their members to “be healthy with Medihelp”. Through experience, hard work and determination the scheme ensure the best possible healthcare benefits for their members. They aim to keep our medical aid membership fees as low as possible by using member contribution appropriately and keeping administrative cost to an absolute minimum. It is the scheme’s mission that every member receives more quality healthcare for their contribution. Giving peace of mind to all of their members by providing medical aid cover they can rely on.

Medihelp Medical Scheme is a registered open medical scheme regulated by the Council for Medical Schemes (CMS). For 2026, Medihelp offers 11 plans across three categories: Hospital plans, Savings plans and Comprehensive plans, including MedMove!, MedVital, MedAdd, MedSaver, MedReach, MedPrime, MedElite and MedPlus. All Medihelp plans cover Prescribed Minimum Benefit chronic conditions. Curemed is an FSCA-registered intermediary (FSP 44098) and advises on all Medihelp plans.

Medihelp 2026 plans at a glance
Plan	Plan type	Often chosen by
MedMove!	Hospital plan	First-time medical aid buyers wanting essential hospital cover
MedVital	Hospital plan	Members wanting essential hospital protection
MedAdd	Savings plan	Young families wanting hospital cover plus a medical savings account
MedSaver	Savings plan	Members wanting hospital cover with a medical savings account
MedReach	Savings plan	Members wanting enhanced savings benefits
MedPrime	Comprehensive plan	Families wanting comprehensive family cover
MedElite	Comprehensive plan	Members wanting extensive day-to-day plus chronic cover
MedPlus	Comprehensive plan	Members wanting Medihelp’s most comprehensive cover

Source: medihelp.co.za/plans/compare-plans (2026).

Medihelp Medical Aid special benefits:

Free screening and preventive benefits
Unlimited hospital cover
Lower-priced options with access to extensive private hospital and healthcare provider networks
Added insured maternity and child benefits for the Prime option range
Programmes for specific healthcare needs such as chronic care

Frequently asked questions about Medihelp

Is Medihelp Medical Scheme regulated?

Yes. Medihelp Medical Scheme is a not-for-profit open medical scheme governed by the Medical Schemes Act 131 of 1998 and regulated by the Council for Medical Schemes (CMS).

How many plans does Medihelp offer in 2026?

Medihelp offers 11 plans for 2026 across three categories: Hospital plans (essential cover), Savings plans (hospital cover plus a medical savings account) and Comprehensive plans (extensive day-to-day cover and additional benefits).

Can Curemed help me change between Medihelp plans?

Yes. Curemed is an FSCA-registered intermediary (FSP 44098) and a CMS-accredited broker, and can assess your current Medihelp plan, compare it to other Medihelp options, and handle the plan-change paperwork.

How does Medihelp compare to other open schemes?

Comparing schemes properly means matching plan benefits to your specific needs (chronic conditions, hospital network preference, family size, income bracket). A Curemed adviser can run a side-by-side comparison across Medihelp, Discovery, Bonitas, Momentum, Fedhealth, KeyHealth and Bestmed at no cost.

Compare Medihelp side by side with Bestmed

See plan ranges, networks, chronic cover and member tools compared head-to-head.

Read the Medihelp vs Bestmed comparison

Medical aid for your family?

See our independent broker guide on what to compare when choosing family cover.

Read the family guide