Medihelp Medical Scheme is a registered open medical scheme regulated by the Council for Medical Schemes (CMS). For 2026, Medihelp offers 11 plans across three categories: Hospital plans, Savings plans and Comprehensive plans, including MedMove!, MedVital, MedAdd, MedSaver, MedReach, MedPrime, MedElite and MedPlus. All Medihelp plans cover Prescribed Minimum Benefit chronic conditions. Curemed is an FSCA-registered intermediary (FSP 44098) and advises on all Medihelp plans.
| Plan | Plan type | Often chosen by |
|---|---|---|
| MedMove! | Hospital plan | First-time medical aid buyers wanting essential hospital cover |
| MedVital | Hospital plan | Members wanting essential hospital protection |
| MedAdd | Savings plan | Young families wanting hospital cover plus a medical savings account |
| MedSaver | Savings plan | Members wanting hospital cover with a medical savings account |
| MedReach | Savings plan | Members wanting enhanced savings benefits |
| MedPrime | Comprehensive plan | Families wanting comprehensive family cover |
| MedElite | Comprehensive plan | Members wanting extensive day-to-day plus chronic cover |
| MedPlus | Comprehensive plan | Members wanting Medihelp’s most comprehensive cover |
Source: medihelp.co.za/plans/compare-plans (2026).
Medihelp Medical Aid special benefits:
- Free screening and preventive benefits
- Unlimited hospital cover
- Lower-priced options with access to extensive private hospital and healthcare provider networks
- Added insured maternity and child benefits for the Prime option range
- Programmes for specific healthcare needs such as chronic care
Frequently asked questions about Medihelp
Is Medihelp Medical Scheme regulated?
Yes. Medihelp Medical Scheme is a not-for-profit open medical scheme governed by the Medical Schemes Act 131 of 1998 and regulated by the Council for Medical Schemes (CMS).
How many plans does Medihelp offer in 2026?
Medihelp offers 11 plans for 2026 across three categories: Hospital plans (essential cover), Savings plans (hospital cover plus a medical savings account) and Comprehensive plans (extensive day-to-day cover and additional benefits).
Can Curemed help me change between Medihelp plans?
Yes. Curemed is an FSCA-registered intermediary (FSP 44098) and a CMS-accredited broker, and can assess your current Medihelp plan, compare it to other Medihelp options, and handle the plan-change paperwork.
How does Medihelp compare to other open schemes?
Comparing schemes properly means matching plan benefits to your specific needs (chronic conditions, hospital network preference, family size, income bracket). A Curemed adviser can run a side-by-side comparison across Medihelp, Discovery, Bonitas, Momentum, Fedhealth, KeyHealth and Bestmed at no cost.
Compare Medihelp side by side with Bestmed
See plan ranges, networks, chronic cover and member tools compared head-to-head.
Read the Medihelp vs Bestmed comparisonMedical aid for your family?
See our independent broker guide on what to compare when choosing family cover.
Read the family guide