Momentum Health

• Free preventative care through the Momentum Health Platform benefit, which includes pregnancy scans for a growing family
• Multiply Inspire is free for members on Evolve to Summit and earns up to R250 a month in HealthReturns, capped at 10% of the monthly contribution. Multiply Inspire Plus, a paid upgrade, earns up to R1,000 a month, capped at 40% (Momentum, 2027). Multiply is a separate Momentum product, not a medical scheme benefit.
• The Momentum HealthSaver lets you make provision for medical expenses not covered by your option
• On the Custom, Incentive and Extender options, choosing Associated providers can lower your monthly contribution by up to R1,000 (Momentum, 2026).
• You qualify for a free annual health assessment
• You enjoy instant access to emergency numbers, your member details, claim statements and more through your mobile phone
• You have access to partner discounts through Multiply, the Momentum wellness and rewards programme

Momentum Medical Scheme options for 2027

Momentum Medical Scheme has six options for 2027: Ingwe, Evolve, Custom, Incentive, Extender and Summit. The Momentum 2027 increase analysis lists every contribution, and option changes must reach the scheme by 30 November 2026.

Evolve Option

Get cover for hospitalisation from the Evolve Network of private hospitals with no overall annual limit. Virtual GP consultations rise from 2 to 4 per beneficiary in 2027, and any additional day-to-day benefits are subject to HealthSaver⁺.

Custom Option

Get comprehensive hospital and chronic cover from Any or Associated providers. You can choose to have access to treatment at any hospital or save on your contribution by electing to use a specific list of private hospitals.

Incentive Option

Get extensive hospital and chronic cover from Any or Associated providers. 10% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.

Extender Option

Get extensive hospital cover and additional chronic cover from Any or Associated providers. 25% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses plus you get the Extended Cover benefit once you have reached your Threshold.

Summit Option

Private hospital cover at Any provider with no overall annual limit. Chronic cover for an additional 36 conditions at Any provider, paid within the overall day-to-day limit. The overall day-to-day limit is R36,100 per beneficiary in 2027, up from R34,500 in 2026.

Ingwe Option

An income-based option: the contribution depends on household income. You choose Any hospital, the Ingwe Network or the Connect Network, with no overall annual limit on hospital cover. In 2027 Ingwe starts at R699 a month in the lowest income band on Any hospital or the Ingwe Network.

You may choose to make use of additional products available from Momentum Group Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.

Click here to speak with one of our Advisors to explore whether Momentum Health is the correct option for your unique medical aid needs