Last reviewed: June 2026. We review our guides regularly to keep them accurate.

Will you be able to retire?

What will happen if you do not receive a paycheck or any income from your business?  Will you be able to maintain your standard of living? The most important decision to make is to start saving and investing for your retirement.  You can maintain your standard of living in your retirement years by planning for your retirement today.  It will be possible to have enough money to afford the lifestyle you are used to. The best time to start is now, you should start early and save every month.  The reason for you to start sooner than later is the sooner you begin saving, the more time your money has to grow.  With the help of a financial adviser, we can show you the growth value. A financial adviser is also available to show you the most suitable investment options and help you set realistic goals and craft a plan to achieve them and assist to stick to your plan. There are different investment options available through retirement annuities in which you can grow your retirement money in a disciplined way while benefiting from tax incentives.  You will have a minimum investment amount with a chosen investment period.  You would be able to deduct the money you invest from tax and enjoy tax-free growth. Signs that indicate you will be ready to retire:
  • Your income needs to be able to support the lifestyle you want
  • If you have family financial responsibilities or substantial outstanding debts, consider postponing retirement
  • Make sure your portfolio is updated
  • If you have a spouse or partner, coordinate your retirement plans
The bottom line is it can be a mistake to retire too early which could lead that you do not enjoy your retirement.  No one wants to be forced to re-enter the workforce because of financial difficulties. You should take the time to plan carefully so that you make the right decisions for your retirement.  Always make use of a financial adviser as they have the knowledge to give you the right advice.

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Saleem Remane profile picture
Saleem Remane
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My journey started with Jimmy Lessing who took time to find the ideal medical aid plan for my mother and I, than Brandon Booker took over and honestly both were very patient and not in a "hurry to make a sale", Taylor finalized everything and it happened by August 26. It doesn't end with Curemed selling you medical aid, if at anytime you're having an issue/misunderstanding or complaint about your medical aid contact Curemed and they will take care of it. I definitely recommend Curemed
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johannes de jongh profile picture
johannes de jongh
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Very good service thank you Bianca
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Michele “Liefieling” profile picture
Michele “Liefieling”
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Raymond is the best he guided me through every thing in days I had my baby's aplication. Done and dusted .no more nonsens from medical aid offices.CURMED is the way to go. Thank you Raymond you the best
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Dave Evans profile picture
Dave Evans
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Superb service. Really takes interest in requirements.
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Tshedza Nembilwi profile picture
Tshedza Nembilwi
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I had a really great experience dealing with Chayde Lubke, the financial advisor from CureMed. He provided me with excellent advice and helped me find the medical aid option that was best suited to my needs and circumstances. Choosing a medical aid is a very serious and important decision for me, and Chayde understood that from the beginning. He took the time to walk me through every step of the process, explained everything clearly, and made sure I understood my options before making any decisions. What stood out to me most was his kindness, patience, professionalism, and genuine willingness to help. I never felt rushed or pressured, and I felt that my questions and concerns were taken seriously throughout the entire process. I really appreciate the level of service I received from Chayde and would definitely recommend him to anyone looking for professional and trustworthy guidance when choosing a medical aid. He made what could have been a stressful process feel much easier and more manageable. Thank you, Chayde, for your excellent service and for going above and beyond to assist me!
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Rina Lessing profile picture
Rina Lessing
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Gerrie is baie hulpvaardig en het my ingelig oor baie goed wat ek nie verstaan het nie. Hy het uit sy pad gegaan om my medies oorgedra te kry. Ek is hom ewig dankbaar vir die diens en hulp wat hy my gegee het. Sal hom aanbeveel vir enige iemand
Curemed Health and Wealth Consultants is an authorised financial services provider (FSCA FSP 44098) and is accredited with the Council for Medical Schemes (ORG 163). Information on this website is general in nature and does not constitute financial, tax or medical advice. Speak to a Curemed Advisor for advice suited to your circumstances. We process personal information in line with POPIA. Read our privacy policy and policies.