SERVICES

SERVICES

HEALTH

MEDICAL SCHEME

CureMED works closely with reputable schemes that meet our qualifying criteria. When we are approached for advice on choosing a medical scheme, our health consultant will

conduct a personalised needs analysis based on financial status and budget, current health status and health requirements and current medication.

We are geared towards providing our clients with enough information to facilitate them in making an informed decision when choosing the best medical scheme for their specific needs.

GAP COVER

The current environment within the private healthcare industry allows specialists to charge above the medical scheme rate. All medical scheme members are at risk and current trends suggest

that the consumers will have to fund the difference in fees. Gap Cover is a short-term insurance product in addition to your medical scheme that offers up to 500% above scheme rates when you are hospitalized. This option is not only suggested to ensure you are completely covered but it also provides peace of mind that not many other products can offer.

We have partnered with TRA to provide you the best options available.

MEDICAL SCHEME

CureMED works closely with reputable schemes that meet our qualifying criteria. When we are approached for advice on choosing a medical scheme, our health consultant will

conducts a personalised needs analysis based on financial status and budget, current health status and health requirements and current medication.

We are geared towards providing our clients with enough information to facilitate them in making an informed decision when choosing the best medical scheme for their specific needs.

GAP COVER

The current environment within the private healthcare industry allows specialists to charge above the medical scheme tariffs.All medical scheme members are at risk and current trends suggest

that the consumers will have to fund the difference in fees.Gap Cover is a short-term insurance product in addition to your medical scheme that offers up to 500% of scheme tariff when you are hospitalised. This option is not only suggested to ensure you are completely covered but it also provides a peace of mind that not many other products can offer.

We have partnered with TRA to provide you the best options available.

WELLNESS

By understanding our client’s healthcare needs we are able to source solutions with value and access to benefits required. We pride ourselves in ensuring that the member is educated about

the benefits, rules, claims, operations of the scheme, contributions, managed healthcare and wellness programs available.

We assist with the registration process and undertake to assist in general member communication.

We offer an executive service benefit for you as the member to access additional services by having a personal assistant on all medical queries, not to hassle with call centres, to get answers without frustration, solving problems and eliminating inconvenience.

WEALTH

SAVINGS

We want to make sure that you have enough emergency savings so that any unplanned, short-term expenses don’t impact on your ability to stick to your long-term goals.

An effective savings strategy can help you avoid the debt trap.

What your emergency savings fund can help you with – cover your expenses if you become temporarily unemployed, or disabled, pay for ad hoc expenses and minimize the impact of unplanned expenses.

Emergency savings should be kept safe and easily accessible in a short-term savings product.

INVESTMENTS

We will enable you to meet your short term and long term objectives in terms of financial growth and accumulation of assets.

Goal based investing will change your life into decision you can measure. If investing towards a long-term goal, you may want to invest in unit trust or endowments

RETIREMENT

We will determine if your retirement needs are on track in terms of capital available and capital needed. We will then formulate an appropriate strategy to enable you

to meet your needs at the desired retirement age.

LIFE AND RISK COVER

As you move through different stages of life, your needs for financial protection will change. To ensure that you are not over or under insured, risk management will

be done in a broad sense to make sure you can provide for yourself and your family in the scenario where a severe tragedy strikes.

We will make sure that you have enough life, disability and critical illness cover to live your life without worry. We can offer you comprehensive but not complicated solutions.

WILLS

Advantages of having a will is to protect your inheritance, ensure that your wishes are carried out and protect you against debt liability.

At the age of 16 you can legally draft a will to choose how to manage your finances and assets at the end of your life.

ESTATE PLANNING

We will minimise estate duty by utilizing effective estate planning methods. We will identify any risks that you are exposed to and adviseon your estate’s solvency.

One way to minimize estate duty is by setting up a trust.

SAVINGS

We want to make sure that you have enough emergency savings so that any unplanned, short-term expenses don’t impact on your

ability to stick to your long-term goals. An effective savings strategy can help you avoid the debt trap.

What your emergency savings fund can help you with – cover your expenses if you become temporarily unemployed, or disabled, pay for ad hoc expenses and minimise the impact of unplanned expenses.

Emergency savings should be kept safe and easily accessible in a short-term savings product.

INVESTMENTS

We will enable you to meet your short term and long term objectives in terms of financial growth and accumulation of assets. Goal based

investing will change your life into decision you can measure. If investing towards a long-term goal, you may want to invest in unit trust or endowments

RETIREMENT

We will determine if your retirement needs are on track in terms of capital available and capital needed. We will then formulate an appropriate

strategy to enable the client to meet their needs at the desired retirement age.

LIFE AND RISK COVER

As you move through different stages of life, your needs for financial protection will change. To ensure that you are not over or under

insured, risk management will be done in a broad sense to make sure you can provide for yourself and your family in the scenario where a severe tragedy strikes.

We will make sure that you have enough life, disability and critical illness cover to live your life without worry. We can offer you comprehensive but not complicated solutions.

WILLS

Advantages of having a will is to protect the inheritance, ensure that your wishes are carried out and protect you against debt

liability.
At the age of 16 you can legally draft a will to choose how to manage your finances and assets at the end of yourlife.

ESTATE PLANNING

We will minimize estate duty by utilizing effective estate planning methods. We will identify any risks that you are exposed to and

advise on your estate’s solvency.
One way to minimize estate duty is by setting up a trust.