fbpx

Medical Aid : 4 simple factors to consider when selecting the right plan

Choosing the right medical aid plan is an important decision that directly impacts your overall well-being. At Curemed, we understand the importance of finding a medical aid that aligns with your unique needs. Especially as you’re only able to upgrade or switch your service provider, once a year as specified by your medical aid.

Four key factors to consider when selecting a medical aid option:

1. Coverage and Benefits of the medical aid

Ensure that the medical aid plan you choose provides comprehensive coverage for your specific health needs. For example if you have a chronic condition, it’s crucial to establish whether your medical aid will cover both the illness and the chronic medication. Consider factors such as hospitalisation, prescription medications, specialist consultations, and preventive care. Assess the benefits offered and confirm that they cater to your current health requirements and potential future needs.

2. Network of Healthcare Providers

Evaluate the network of healthcare providers associated with the medical aid plan and decipher whether this is suitable for you. Having access to a broad network of hospitals, clinics, and specialists ensures that you can receive quality care when and where you need it. Check if your preferred doctors and healthcare facilities are part of the network to maintain continuity in your medical care. Consider Emergency Care beyond the network.

3.Medical aid affordability and costs

Understanding the cost structure of a medical aid plan is crucial for effective financial planning. Analyse the monthly premiums, co-payments, and any out-of-pocket expenses associated with the plan. Having savings proves invaluable for healthcare services and products. Consider your budget and financial capabilities to ensure that the plan is not only comprehensive but also financially sustainable in the long run.

4. Flexibility and Additional Services

Look for a medical aid plan that offers flexibility to adapt to changes in your life. Life is dynamic, and your healthcare needs may evolve over time. Ensure that the plan allows for adjustments and provides additional services or wellness programs that contribute to your overall health and well-being.

By carefully considering these four factors, you can make an informed decision that aligns with your health goals and financial situation. At Curemed, we are committed to assisting you in finding the perfect medical aid plan that prioritises your health and ensures peace of mind.

FAQs with regards to medical aid

  1. What happens to my savings if I change my medical aid?
    • Your savings will be transferred to your new medical aid, and if your new plan lacks a savings option, the funds will be transferred into your account within a specified period, which can often take up to a few months.
  2. Why do I need Gap Cover if I already have medical aid?
    • Gap cover serves to guard you in the event Doctors/Specialists charge above your medical aid rate of cover and a shortfall is incurred after medical aid pays.

Visit the Curemed website today to get in touch with one of our experienced holistic advisors, who can assist you in selecting a medical aid that is suited to your unique needs.

0800 287 633

hello@curemed.co.za

Friendly reminder of the upcoming medical aid increases and option change cut-off dates

Disclaimer: Terms and Conditions apply. This blogpost and the information contained within it is intended for information and consumption purposes only and does not by any means supersede the Rules of the Scheme. In the event of any discrepancy between this mailer and the Rules of the Scheme, the Rules of the Scheme will prevail. Curemed is a licensed financial service provider with the FSCA, FSP 44098.

Newsletter

Join our newsletter to receive useful tips on improving your financials, health and wealth

Isabel Corbitt
Read More
No hick-ups everything went smooth
Candice
Read More
I wish there was a 10 Star review button!
Minette de Beer
Minette de Beer
Read More
Friendly, fast and knowledgeable advisor assistance
Fonda Henshaw
Fonda Henshaw
Read More
All admin work will be handle by them to make it easier for me as a client
Bernadette Gerber
Bernadette Gerber
Read More
Excellent customer service, going an extra mile in making sure a customer is happy and satisfied
Russell Friedrichs
Russell Friedrichs
Read More
My first experience with Curemed , was a pleasant , re assuring and timeous response. We are super pleased to have such a diligent backup .. Thank you all

346 5-Stars on Google

Table of Contents

Open chat
1
How can we help you?
Scan the code
Hello 👋
Can we help you?