The Self-Payment Gap on Medical Aid in South Africa (2026)
The self-payment gap is when your medical savings run out before you reach your Annual Threshold. Here is why it hits mid-year and why Gap Cover does not pay it.
Martin Janse van Rensburg
Is Gap Cover Worth It? R10.5 Million in Real Curemed Claims (2026)
Curemed members claimed R10,520,751 in Gap Cover shortfalls in the first six months of 2026, and R40.32 million since inception across roughly 21,000 claims. Real claims data on where the money went, which specialities leave the biggest shortfalls, and why some claims do not pay.
How Much Does Medical Aid Cost in South Africa? (2026)
What really drives medical aid contributions in South Africa, the main plan types, the 2026 SARS tax credit, and how to budget. An independent broker guide.
Gap Cover in South Africa: The Complete Guide (2026)
By Martin Janse van Rensburg, Sales Manager and Financial Advisor · Reviewed by Roxanne Hurter-Ehlers Gap Cover is one of the most misunderstood products in South African healthcare. In short, it is an insurance policy that pays the difference between…
List of Medical Aid Schemes in South Africa
South Africa has 71 medical schemes registered with the Council for Medical Schemes: 16 are open to the public and 55 are restricted to specific employers or industries. The open schemes you can join in 2026 include Discovery Health, Bonitas,…