Category Medical Aid

The Chronic Disease List sets out 26 conditions every South African medical scheme option must cover. Here is the list and what that cover means in practice.

Whether you can keep your medical aid after retrenchment depends on your scheme rules, not a blanket guarantee in the Medical Schemes Act. Here is what the law says, who pays, and how to avoid new waiting periods.

Changing option for 2027 has a cut-off set by each scheme, from 30 November 2026. Switching to another scheme is possible at any time, with section 29A waiting periods. Dates by scheme, steps and the rules.

A medical savings account is the part of your medical aid contribution set aside for day-to-day claims, capped at 25% by Regulation 10 and advanced in full each January. This guide explains repayment, carry-over, payouts when you leave, the 2027 savings amounts by scheme and how savings affect your tax.

The cheapest 2027 hospital option at each of ten South African medical schemes, with what each pays outside hospital and the condition on the price. Sourced from scheme documents.

Pre-authorisation confirms your scheme will fund a hospital admission under its rules, but it is not a promise to pay every account. Here are the 2026 rules at six schemes, what to do in an emergency and how to challenge a declined request.

A legitimate medical aid broker is accredited by the Council for Medical Schemes and licensed by the FSCA for health service benefits. How to check both registers, what a broker may be paid, what you must receive in writing, and where to complain.

Section 29A of the Medical Schemes Act caps what a medical scheme may impose when you join or switch. Here is how the three month and 12 month waiting periods work for a 1 January 2027 move.

Medshield states a weighted average increase of 7.9% for 2027, but by option it runs from 5.9% on MediCurve to 9.9% on PremiumPlus, MediBonus, MediSaver and MediCore. Curemed sets out every 2026 and 2027 contribution, the family of four cost, the new child dependant age of 24 and the 31 December option change deadline.

Bonitas will raise contributions by an average of 8.7% across all plans for 2027, with increases from 7.3% to 11.5% by option. Every 2026 and 2027 figure, family costs, BonCap bands and what is known about Standard Select are set out here.