Medshield states a weighted average increase of 7.9% for 2027, but by option it runs from 5.9% on MediCurve to 9.9% on PremiumPlus, MediBonus, MediSaver and MediCore. Curemed sets out every 2026 and 2027 contribution, the family of four cost, the new child dependant age of 24 and the 31 December option change deadline.
Bonitas will raise contributions by an average of 8.7% across all plans for 2027, with increases from 7.3% to 11.5% by option. Every 2026 and 2027 figure, family costs, BonCap bands and the Standard Select change are set out here.
Bestmed states a 7.35% average weighted increase for 2027. All but one option rise by 6.5% to 8.5% for a principal member, while Rhythm2 members face up to 17.0% after an income band change. Every 2026 and 2027 figure is set out here.
KeyHealth has not published an average increase for 2027. By option the rise runs from 7.9% on Origin to 9.9% on Platinum, with every 2026 and 2027 contribution, a family of four example and the employer subsidy cap set out here.
Discovery Health Medical Scheme contributions rise by a weighted average of 8.2% from 1 January 2027, within a range of 7.4% to 8.9%. Curemed compares the official 2026 and 2027 contribution tables for all 21 existing plans, the 14 KeyCare income bands and the new Active Core plan.
Momentum Medical Scheme contributions rise by an annual average of 7.9% for 2027. Curemed has worked out the increase on every option, from 7.24% on Evolve to 8.51% on Summit and the Any chronic combinations, with Ingwe income bands, dependant rates and co-payment changes.
Medihelp 2027 contributions rise 7.5% on a weighted average. Curemed sets out the increase on all twelve plans from the published tables, the benefit changes, and the two plan change deadlines.
Fedhealth is the first South African scheme to publish 2027 contributions. Curemed analysis of the Fedhealth tables shows 13 of 14 flexiFED and Executive options rising by more than the published 8.9% figure, alongside the benefits members gain.
A late joiner penalty is an extra percentage a medical scheme may add to the contribution of an adult who joins at 35 or older without enough previous scheme cover. We explain the four maximum bands of 5%, 25%, 50% and 75%, the formula behind them, a worked family example and how proof of past cover reduces the penalty.
The CMS has recommended that 2027 medical aid contribution increases be anchored at 3.8%. Six schemes have now published, what schemes did for 2026, and what to check before 1 January 2027.
