Bestmed will raise contributions by an average weighted 7.35% for 2027, as reported by Moonstone and FAnews. All but one option rise by 6.5% to 8.5% for a principal member, while Rhythm2 members face up to 17.0% after an income band change. Option changes must be received before 31 December. Every 2026 and 2027 figure is set out here.
KeyHealth states an 8.5% overall weighted increase for 2027 and launches a seventh option, Core, at R1,460. On the six existing options the rise runs from 7.9% on Origin to 9.9% on Platinum, with every 2026 and 2027 contribution, a family of four example and the employer subsidy cap set out here.
Discovery Health Medical Scheme contributions rise by a weighted average of 8.2% from 1 January 2027, within a range of 7.4% to 8.9%. Curemed compares the official 2026 and 2027 contribution tables for all 21 existing plans, the 14 KeyCare income bands and the new Active Core plan.
Momentum Medical Scheme contributions rise by an annual average of 7.9% for 2027. Curemed has worked out the increase on every option, from 7.24% on Evolve to 8.51% on Summit and the Any chronic combinations, with Ingwe income bands, dependant rates, co-payment changes and the 30 November 2026 option change deadline.
Medihelp 2027 contributions rise 7.5% on a weighted average. Curemed sets out the increase on all 11 plans from the published tables, the benefit changes, and the two plan change deadlines.
Fedhealth is the first South African scheme to publish 2027 contributions. Curemed analysis of the Fedhealth tables shows 13 of 14 flexiFED and Executive options rising by more than the published 8.9% figure, alongside the benefits members gain.
A late joiner penalty is an extra percentage a medical scheme may add to the contribution of an adult who joins at 35 or older without enough previous scheme cover. We explain the four maximum bands of 5%, 25%, 50% and 75%, the formula behind them, a worked family example and how proof of past cover reduces the penalty.
The CMS has recommended that 2027 medical aid contribution increases be anchored at 3.8%. All ten tracked schemes have published, the 2027 option change cut-off dates, TRA Gap Cover premiums, and what to check before 1 January 2027.
What medical aid co-payments cost in South Africa in 2026, with verified figures from four schemes, the Regulation 8 position on Prescribed Minimum Benefits, and where Gap Cover fits in.
Every medical scheme must pay in full for cancer that qualifies as a Prescribed Minimum Benefit, at a defined level of care, through its designated providers. This guide sets out the 2026 oncology thresholds on Discovery Health and Bonitas, why shortfalls arise, and what Gap Cover can and cannot do.
