The Self-Payment Gap on Medical Aid in South Africa (2026)
The self-payment gap is when your medical savings run out before you reach your Annual Threshold. Here is why it hits mid-year and why Gap Cover does not pay it.
Category Medical Aid
Medical Expenses and Tax in South Africa (2026): How to Claim What SARS Allows
If you belong to a registered medical scheme, SARS gives you two things on your tax return: the Medical Scheme Fees Tax Credit, a fixed monthly rebate for you and every dependant on your plan, and the Additional Medical Expenses…
Group Medical Aid for Small Businesses in South Africa (2026)
How group medical aid works for South African small businesses: employer contributions, the underwriting concession for groups, the tax position, and how to set it up.
Medical Aid for the Self-Employed in South Africa (2026)
How medical aid works when you are self-employed in South Africa: carrying the full contribution, claiming the tax credit, and choosing a plan for uneven income.
How Much Does Medical Aid Cost in South Africa? (2026)
What really drives medical aid contributions in South Africa, the main plan types, the 2026 SARS tax credit, and how to budget. An independent broker guide.
How to Choose a Medical Aid in South Africa (2026 Guide)
By Hagop Jaghlassian, CEO · Reviewed by Roxanne Hurter-Ehlers Choosing a medical aid is one of the bigger financial decisions a South African household makes, and the cheapest option is rarely the right one. The plan that fits you depends…
Gap Cover in South Africa: The Complete Guide (2026)
By Martin Janse van Rensburg, Sales Manager and Financial Advisor · Reviewed by Roxanne Hurter-Ehlers Gap Cover is one of the most misunderstood products in South African healthcare. In short, it is an insurance policy that pays the difference between…
A Complete Review of BestMed: Plans, Reviews, Prices, and Packages
BestMed has been around since 1964 and is the largest self administered scheme in South Africa. Additionally, BestMed is the fourth largest open medical scheme and has over 200 000 health clients. The scheme offers a wide range of plans…
Bonitas vs Momentum Health: Comprehensive Comparison, Packages, Prices, and Reviews
In this article, Bonitas vs Momentum Health we will take a closer look between the two, their pricing, reviews and packages. Bonitas is a well-known medical aid provider in South Africa, with over 40 years of experience in delivering affordable…
List of Medical Aid Schemes in South Africa
South Africa has 71 medical schemes registered with the Council for Medical Schemes: 16 are open to the public and 55 are restricted to specific employers or industries. The open schemes you can join in 2026 include Discovery Health, Bonitas,…